Why we need to have a conversation   Nearly half of women (47%) are the primary breadwinners in their households, and 27% of married women now say they “ta ke control” of fi nancial and retirement planning. Women live, on average, five to ten years longer than men. Women are 10 times more likely to live to 85 than men. Only 26% of women over the age of 75 have a spouse to provide them with care. According to recent research, Medicare only pays about 70% of health care needs.

The 2026 Medicare Annual Enrollment Period  (AEP) for Medicare Part D prescription drug plans is October 15–December 7, 2026 . During this time, you can make changes to your Medicare coverage, including Part D , and these changes will take effect on January 1, 2027 . One of the biggest expenses to many seniors and those on Medicare is the cost of Prescription drugs. There are several good insurance companies offering Medicare Part D.  It is important to know what plans cove

Medicare Prescription Payment Plan Starting in 2025, the Medicare Prescription Payment Plan provides the option to people with Medicare prescription drug coverage to spread the costs of their prescription drugs over the calendar year rather than paying in full at the pharmacy counter each time they fill a prescription. Please know that not all RX  plans offered participate in this new option. It makes good sense to check with an insurance professional like me to verify if you