Former First Lady Rosalynn Carter was a passionate champion of mental health, Caregiving, and women’s rights. She reminded us of these facts… “There are only four kinds of people in the world…those who have been caregivers… those who are currently caregivers…those who will be caregivers, and those who will need caregivers.” As America’s population ages, our nation faces an unprecedented shift: by 2029, the last of the Baby Boomers will turn 65, marking a wave of older adults

Why we need to have a conversation Nearly half of women (47%) are the primary breadwinners in their households, and 27% of married women now say they “ta ke control” of fi nancial and retirement planning. Women live, on average, five to ten years longer than men. Women are 10 times more likely to live to 85 than men. Only 26% of women over the age of 75 have a spouse to provide them with care. According to recent research, Medicare only pays about 70% of health care needs.

The 2026 Medicare Annual Enrollment Period (AEP) for Medicare Part D prescription drug plans is October 15–December 7, 2026 . During this time, you can make changes to your Medicare coverage, including Part D , and these changes will take effect on January 1, 2027 . One of the biggest expenses to many seniors and those on Medicare is the cost of Prescription drugs. There are several good insurance companies offering Medicare Part D. It is important to know what plans cove