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Medicare Costs in 2014

           
2014 Medicare Deductibles

Medicare is reporting the 2014 Part A deductible, Part B premiums, Part B deductible and High Deductible Plan F deductible.                         Beginning in 2014:  

  • The Part A deductible will be $1,216 (up from $1,184 in 2013)
  • The Part B premiums will be unchanged and remain at $104.90 per month
  • The Part B deductible will be unchanged and remain at $147 per year
  • The High Deductible Plan F deductible will increase to $2,140 (up from $2,110 in 2013)

Aflac Cancer Indemnity Insurance

Aflac products are returning to Judi Woods Agency!  In observance of Breast Cancer Awareness Month, this article will highlight the Cancer Indemnity Insurance Policies offered by Aflac.
  
How it Works
Aflac's Cancer Indemnity policies supplement Major Medical insurance.  These policies "fill in the gaps" and provide policy holders with cash for unexpected medical expenses caused by cancer.  Medical bills are not the only financial strain caused by illness. To offset some of these additional expenses, the cash benefit received from Aflac can be used for:
 
  • Travel Expenses
  • Child Care
  • Everyday expenses: groceries, mortgage, utilities, etc
  • Out-of-pocket expenses that are not covered by Major Medical such as copays and deductibles
 
Why purchase a Cancer Indemnity Product?
According to CNN Money 49% of Americans do not have enough money saved up to cover 3 months of expenses.  Should these families experience a major medical expense it could be devastating.  Unfortunately, the risk for this type of expense is high.  Slightly less than 1 in 2 men will be diagnosed with cancer, and for women the risk is slightly higher than 1 in 3 (American Cancer Society).
 
Aflac offers affordable options for almost any budget that will help individuals and families avoid some of the financial hardships that are brought on by major illnesses.  
 
Click here to learn more about one of the cancer indemnity insurance policies that are offered in the state of Florida.

New from Aetna - Teledoc

Attention Aetna Policyholders!
 
The common cold and flu have a way of sneaking up on us without warning or consideration of what is on our agenda for the day. Have you ever needed to go to the doctor but couldn't work your schedule around doctors' office hours?  Aetna has launched a new program for people like you who live busy lives and can't always make it to the doctor when they are sick.  It is called Teledoc.
  
How it Works
Not feeling well? Pick up your phone or computer and chat with a doctor without stepping foot inside their office.  Aetna is now providing a new network of board-certified doctors that are accessible 24/7.  This service is intended to help those who are experiencing common illnesses such as:
 
  • Cold and flu 
  • Ear infections
  • Bronchitis
  • Allergies
  • Urinary tract infection
  • Pink eye
  • And more 
 
At $38 a "visit" Teledoc saves you money when you use their services for after-hours treatment!
 
Interested in learning more?  Click Here.